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Reducing Injury Risk with Post-Offer Medical Questionnaires

Workplace injuries in physically demanding industries like construction, hospitality, manufacturing and transportation are costly, with heightened risk early in employment. A recent report conducted by Travelers found that in the last five years, workplace injuries during an employee’s first year on the job accounted for approximately 36% of all injuries and 34% of overall claim costs. While costly, these injuries are often preventable. By implementing a Post-Offer Medical Questionnaire (POMQ), employers can reduce injury risk, improve hiring outcomes and strengthen their legal defense in case of a claim. Continue reading

Preparing for Increased Worksite Enforcement

From actions taken during the first few months in office, it is clear immigration is a key priority for the current U.S. Presidential administration. With an estimated 8.3 million undocumented individuals in the current U.S. workforce, accounting for 5.2% of the total workforce, employers must be prepared to navigate the increased focus on immigration enforcement.

Concern Over Increased Worksite Enforcement Actions

Many U.S. employers are concerned about increased worksite enforcement actions and the potential business impacts.

In a recent Scott Insurance Performance Thinking Webinar, Shanon Stevenson, Partner and Co-Chair of the Immigration Practice Group at Fisher Phillps, shared the following insights about recent events:

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Trump Administration Tariffs Impact Bonds Covering Imports

If your business imports goods into the U.S., the tariffs recently imposed by the Trump administration have likely created some uncertainty:

• Are they simply a negotiating tactic, and will they ultimately be rescinded?
• How long will they be in place?
• How will that impact your costs?
• Can they be passed on to your customers?
• Is there an alternative available?

These are some of the questions that may be running through your mind as you try to decide how to react to the current trade reality.  Continue reading

Navigating Insurance Challenges in Affordable Housing: Rehabs vs. New Construction

Preserving existing affordable housing is a critical component of addressing America’s affordable housing shortage. However, affordable housing developers focused on rehabilitating, or “rehabbing,” older properties face many challenges beyond the risks associated with new construction. Continue reading

OSHA Recordkeeping Understanding the Requirements & Why It’s Not Just About Compliance

Maintaining a safe workplace is a top priority for any organization, not just for the well-being of employees but also to comply with the Occupational Safety and Health Administration (OSHA) regulations. Proper recordkeeping and reporting of employee injuries and illnesses is a critical component of workplace safety and compliance and should be part of your organization’s overall risk management strategy. Integrating this knowledge into your organizational culture not only supports compliance but also fosters a commitment to workplace safety and health for every employee. Continue reading