Performance Thinking

Expert information and solutions for your business.

Takeaways from the 2018 Midterm Election

Yesterday’s historic election saw the most voter turnout for a midterm ever in the United States, and today both Republicans and Democrats are claiming victory. While there are still many votes being counted and races still to be decided, it’s clear the Democrats have taken control of the House of Representatives and the Republicans have increased their majority in the Senate.

At this point, Democrats appear to have gained 30+ seats in the House of Representatives and Republicans will increase their Senate majority by three to five seats. This outcome was expected by many and was predicted by polling in recent weeks.

How will the shift in power impact employer-sponsored healthcare?  

Quite frankly, employers should not expect much change in the next two years. Healthcare was certainly on the minds of many voters as it proved to be the most important thing to voters who were surveyed in yesterday’s exit polls. The Democrats made healthcare their primary campaign focus and talked quite frequently about protecting pre-existing conditions and the Affordable Care Act.

The challenge for Democrats with the new split government is that anything that they pass in the House will likely die in the Senate if there is even a hint of partisanship in the legislation. Our hope is that some of the existing bipartisan bills on the House and Senate floors that would benefit employers might get consideration in the coming lame duck session or even be re-introduced in the new Congress. To learn more about those bills and how they can help employers, listen to our recent webinar.

Over the next two years we can expect results similar to what we have seen in recent years. There will be quite a bit of noise coming from Washington about healthcare but, ultimately, it doesn’t appear that either party will be able to accomplish anything substantial. At Scott, we will continue to fight on behalf of our clients to pass legislation that will benefit employer-sponsored health care, eliminate reporting burdens, expand the use of health savings accounts and ease or eliminate some of potential taxes and fees employers across the country are facing related to their health plans.

Risk Considerations for the Construction Industry

In the majority of U.S. cities today, new construction is burgeoning. The Bureau of Labor Statistics and a report from Timetric’s Construction Intelligence Center (CIC) project the construction industry to be one of the fastest growing industries into 2020. With this growth, competition in the market is tough and having a risk management strategy that protects your business and gives you a competitive advantage is critical.

The information in this article can help you identify potential red flags in your organization and gain insight into construction risk management best practices that, when implemented, can help reduce your exposure to common issues in the industry.  Read Full Story

Greg Stancil Appointed to NAHU’s Legislative Council

Greg Stancil, Director of Healthcare Reform for Scott Benefit Services, was recently appointed to the Legislative Council of the National Association of Health Underwriters (NAHU). 

The NAHU Legislative Council works to advance and advocate for healthcare policy and regulatory solutions on a national level.  Members of the Council provide insights to top-level decision makers in the White House and on Capitol Hill.  Stancil’s appointment advances Scott Benefit Services’ work on behalf of our clients as well as provides access to timely insights into the future of healthcare in our country.

Stancil is regarded as an expert on the employer impacts of the Affordable Care Act (ACA) and regularly speaks at industry events and healthcare reform workshops across the country. Additionally, he is a regular contributor on the Scott Performance Thinking blog where he monitors healthcare reform activity and shares important updates and insights for employers. Stancil is a Registered Health Underwriter (RHU), Chartered Healthcare Consultant (ChHC) and received a Certificate of Studies in Healthcare Reform.  He also represents Scott Benefit Services on the NAHU Principals Council.

Related:

Join Scott Benefit Services for our upcoming webinar featuring Greg Stancil:

Looking Ahead: The Impact of the 2018 Midterm Elections on Employer-Sponsored Healthcare
Thursday, October 25, 2018
2:00 p.m. – 3:00 p.m. 

Webinar attendees will:

•  Understand what impact a potential shift in the House or Senate will have on employer-sponsored care
•  Learn about pending legislation that could impact your company and health plans
•  Look at what impact the recent changes to the Supreme Court will have on the future of the ACA and employer-sponsored care

The “ABCs” of Worker Misclassification in the Wake of Dynamex

In April, the California Supreme Court issued a pro-employee ruling in Dynamex Operations West, Inc. v. Superior Court.  This ruling will heavily impact businesses and workers in California and could have a ripple effect across state and industry lines.

Employers in the construction and affordable housing industries may be affected; however, all business owners considering the hiring of independent contractors should familiarize themselves with this case as it may provide evidence of future sentiment by the courts that is against the classification of workers as independent contractors.   

Click here to download a white paper examining the following topics:

•  Worker classification or misclassification
•  The Dynamex ruling and its impact on construction and affordable housing
•  Pros and cons of the independent contractor model
•  Strategies to manage risks associated with independent contractors

Wellness Program Dashboards 5 Rules for Success

I recently had the privilege of facilitating a roundtable discussion at the Summer 2018 HERO Think Tank on the topic of wellness dashboards.  This was a great opportunity to share Scott’s knowledge and experience surrounding this valuable tool in health risk management.  From my experience at the HERO Think Tank, and from our day-to-day engagement with clients, I developed the following five “rules” for wellness dashboarding.  

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