Employee benefits group captive insurance programs are a strategic opportunity for middle-market organizations to self-fund your health plan alongside a group of like-minded organizations, leading to less volatility and greater foresight.

As a captive member, you gain ownership and control of all aspects of your insurance programs and empower your employees to live healthier lifestyles, directly impacting your risks and pricing.

As a leading agency in the country for employee benefits group captives, Scott utilizes our wealth of knowledge and expertise to ensure our captive clients experience the benefits of a captive program, including:

  • Greater control
  • Stabilized costs
  • Enhanced coverage and programs
  • Aggressive claims management
  • Specialized loss control services
  • Potential to receive underwriting profit and investment income
  • Reduced long-term costs
  • Freedom to use unbundled services

Since 2011, we have launched multiple group health and single-parent health captives, through which we have guided high-performing employers to experience cost stability, control and the accountability necessary to drive desired employee healthcare results and costs.