Tips for Winter Weather Travel

Nobody ever wants to be stuck in traffic or on the side of the road.  However, a situation that is typically more of an annoyance than a safety concern can become increasingly hazardous when dealing with winter weather or freezing temperatures.

An excellent example of this is the recent traffic nightmare on I-95 which Virginia Sen. Tim Kaine referred to as “dystopian” and which left some motorists stuck on the road for over 20 hours, many with limited supplies and means to stay warm. Thankfully, emergency crews were able to provide water and means of warmth to those in need, and none of the thousands involved were seriously injured.

With the possibility of another major winter storm next week and several more months of winter travel ahead, our Personal Insurance team at Scott advises you to take a few moments to create a winter travel checklist and prepare an emergency kit.  Continue reading

Winter Home Maintenance Tips

Preparing your home for winter is an important annual ritual for homeowners. For instance, did you know that adding insulation in your attic before winter arrives can help prevent ice dams this winter? And do not forget that tuning up your heating system now can help prevent more costly emergency repairs at the height of a storm, when it can be difficult to find supplies and licensed contractors. The following winter maintenance tips can help you prepare your home to withstand another cold season.

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Five Lies About Multitasking While Driving

Many drivers are convinced that it is okay to multitask while driving, but crash statistics and studies on distracted driving indicate it is not safe.  The National Safety Council estimates that cell phone use alone accounts for at least 25% of crashes.  It is estimated that at a typical daylight moment, about 416,000 passenger vehicle drivers are using handheld cell phones while driving. 

April is Distracted Driving Awareness Month, and in this blog post we debunk five lies concerning multitasking while driving that many drivers believe as truth:

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Umbrella Insurance coverage rainy day

Personal Umbrella Insurance Coverage

At Scott, our Personal Insurance team is committed to helping individuals and families protect their hard-earned assets.  Our dedicated team of professionals provides the highest level of service and world-class insurance coverage, including:

•  Home, including coastal properties and estates
•  Auto, including antique/classic vehicles
•  Motorcycles, ATVs and RVs
•  Boats, yachts and personal watercraft
•  Private aviation
•  Jewelry, fine arts, guns, private collections, etc.
•  Flood and earthquake
•  Workers’ Compensation for domestic staff
•  Professional liability
•  Personal umbrella policies

While most people are familiar with the more common coverages of home and auto insurance, another important coverage that we highly recommend for our clients is a personal umbrella insurance policy. 

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Auto Coverage

Dangers of Distracted Driving

Distracted driving is any activity that could divert your attention away from the main task of driving.1 It is something that is both dangerous and disturbingly common. In fact, an estimated 660,000 drivers are using electronic devices while driving during daylight hours.2 You may be surprised to learn that cell phones and texting are just part of the problem when it comes to distracted driving. While stowing your phone while you drive is an important safety step, other behaviors behind the wheel, from drinking coffee to using a navigation system, may also be putting you at risk.

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