Beyond Renewal: Building a Long-Term Health Benefits Strategy
For many employers, health plan renewal has become an annual exercise in difficult tradeoffs. Decisions such as raising deductibles, increasing employee contributions, or changing carriers may provide short-term relief, but they are not sustainable. Too often, they leave HR leaders facing the same challenges at the next renewal. Findings from our 2026 Mid-Market Benefits Benchmarking Survey underscore the need for a multiyear health benefits strategy.