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Five Lies About Multitasking While Driving

Many drivers are convinced that it is okay to multitask while driving, but crash statistics and studies on distracted driving indicate it is not safe.  The National Safety Council estimates that cell phone use alone accounts for at least 25% of crashes.  It is estimated that at a typical daylight moment, about 416,000 passenger vehicle drivers are using handheld cell phones while driving. 

April is Distracted Driving Awareness Month, and in this blog post we debunk five lies concerning multitasking while driving that many drivers believe as truth:

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Reference-Based Pricing: Employer Considerations

There is a lot of noise in the marketplace regarding referenced-based pricing (RBP) as a viable payment model for employer-sponsored health plans.  RBP is a payment model that does not utilize a network of providers, but rather bases reimbursement for claims on a percentage of Medicare, which serves as the “reference” point. The advantage of RBP to an employer is clear as most employers see savings ranging from 20% – 40%.  The RBP model can be applied across the board, or just for inpatient and outpatient facility charges.   Continue reading

Housing Discrimination & Criminal Background Checks: What Property Managers Need to Know

In my service to clients as a Risk Advisor, I have a unique perspective due to my background as an attorney. By watching various legal actions, I see great opportunity to learn and help better protect the businesses and livelihoods of our clients. Specifically, as it relates to our clients in the affordable housing industry, housing discrimination cases can provide significant insights to guide the development or adjustment of risk management strategies and appropriately tailored insurance programs.   Continue reading

Litigation Funding: A Backseat Driver of Commercial Auto Rates

Businesses have experienced increases in auto premiums for 29 consecutive quarters, according to the third-quarter 2018 broker survey from The Council of Insurance Agents & Brokers (CIAB).  …Continue Reading

Workplace Implications of Sleep

Sleep is a foundational element in determining one’s overall health and quality of life, with the average adult requiring at least seven hours of sleep per night for the best health and wellbeing.  Even though most people know this, sleep is severely undervalued in our culture, as revealed in a 2013 Gallup poll which showed that 40% of Americans get less than 6 hours of sleep per night.  What many people may not realize is that a lack of sleep leads to negative physical, mental and emotional consequences that have direct and meaningful implications in the workplace.

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