Employee Benefits

Association Health Plans

For over 20 years, Scott Benefit Services has partnered with the association community to offer healthcare coverage through Multiple Employer Welfare Arrangements (MEWA) plans, an attractive solution for employers in an association seeking competitive rates and greater health plan options.

These self-funded plans help stabilize rates and are attractive alternatives to the traditional insurance market. With MEWA plans, employers of an association pool their contributions and risk to offer attractive and affordable health insurance benefits to their members.

Although there can be complexities associated with association health plans, organizations have the benefit of Scott’s expertise and resources that streamlines and simplifies the MEWA process. Scott Benefit Services works with the association every step of the way from assessing the association’s needs, assisting with the formation of the plan and providing ongoing health plan management.  We work to help the association build stronger relationships with its members, manage overall cost and maximize its’ revenue stream.


Our association health plan services include:

  • Multiple Employer Welfare Arrangements (MEWA) formation
  • Trust plan development
  •  501(C)(9) creation oversight
  • Underwriting to meet the needs of the members and to optimally manage risk
  • Stop loss procurement
  • Actuarial coordination
  • Rate development
  • Ongoing management
  • Compliance oversight
  • Plan design development
  • Pharmacy development
  • Surplus development
  • Financial proformas
  • Communication plans
  • Reporting
  • State Department of Insurance coordination, as needed
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