Mike Philhower

Vice President, Risk Advisor

Mike Philhower joined Scott Insurance in 1995. He works out of Scott’s Richmond office where he manages a client portfolio that includes traditional property and casualty insurance, captives and group self insurance placements.

Call Mike at 804-545-2214 if you have any questions or need any additional assistance.


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  • 3


  • 1

    Vizsla "high maintenance" pet dog

  • 20

    Years married

As a Vice President, Risk Advisor for Scott

Mike provides these services

  • Works as an advocate to clients with their risk management needs in the property and casualty arena
  • Consults on alternative risk financing and self insurance management
  • Analyzes insurance coverage and contractual risk transfer options
  • Specializes in senior living, construction, transportation, education and large middle market industries

A little more information about Mike

Before joining Scott Insurance, Mike was a commercial underwriter with The Hartford, specializing in long term care facilities and construction industries. He is a member of LeadingAge Virginia, VHCA, and HCCA and manages several of these associations’ largest members.

Mike currently serves on the Board of Directors of Seven Hills School in Richmond. He graduated from Florida State University with a degree in Finance and Risk Management.


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