License Surety Bonds

Mortgage License Bonds & Insurance

Initiated in 1994, our Mortgage Program provides surety bonds for brokers, bankers/lenders, servicers, correspondent lenders, and individual loan officers.  It’s one of our oldest programs, and its introduction brought more realistic underwriting and competitive pricing to the mortgage industry.

We became and remain a premier source for mortgage license bonds & insurance. Our combination of superior service, underwriting flexibility and competitive pricing has benefited thousands of clients nationwide.

The experience and credit of the business owner(s) are our basic underwriting considerations.  For smaller bonds, corporate financial information is not typically required. In many cases, we will not need personal financial information or personal guarantees. Typically, an underwriting response can be obtained in less than 24 hours!

Scott Bond Services can also provide certain insurance products including:

  • Banker’s bonds that provide mortgagee E&O
  • Professional liability (E&O)
  • Mortgage fraud (buyback) insurance 
  • Directors & Officers (D&O)
  • Fidelity (employee dishonesty)
  • Employment practices liability (EPL)
  • Data breach (cyber liability)

We are prepared to meet your needs with products that also meet the requirements of your state regulators, warehouse lenders or other investors. Our team includes individuals with membership in the National Association of Independent Housing Professionals (NAIHP) and affiliate membership in the National Association of Mortgage Brokers (NAMB).

Get Started

Download the application you need and open in Adobe Acrobat to complete.

Submit your completed application to Joanna Carson via fax (434-455-8819) or e-mail She can be reached at 800-365-0101 if you have any questions or would like to discuss your particular situation.